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Wed. Dec 23rd 2020
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Wapello Fire and Rescue recognized two of our members for their outstanding achievements during our annual Christmas dinner and training Tuesday evening. Every year the Fire Chief, First Assistant and...
Sun. Mar 22nd 2020
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In response to the Novel Coronavirus (COVID-19) outbreak currently occurring, we wanted to take a moment to ensure our citizens that we are taking additional precautions to ensure that we can continue...
Thu. Dec 26th 2019
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Wapello Fire and Rescue celebrated two service milestones and recognized two of our members for their outstanding achievements during our annual Christmas dinner and training Monday evening. Every yea...
Sun. Sep 9th 2018
In June 2018, an onsite audit of Wapello Fire Department was conducted by Insurance Services Office, Inc. (ISO) of Mt. Laurel, New Jersey. ISO is a company that collects and evaluates information from...
Wed. Mar 1st 2017
Wapello Fire and Rescue recognized two of our members for their outstanding service. Every year the Fire Chief, First Assistant and Second Assistant choose two members that have made significant contr...
News
Wapello Fire Department Improves ISO Rating
Sun. Sep 9th 2018

In June 2018, an onsite audit of Wapello Fire Department was conducted by Insurance Services Office, Inc. (ISO) of Mt. Laurel, New Jersey. ISO is a company that collects and evaluates information from communities in the United States on their fire suppression capabilities. The data is analyzed using their Fire Suppression Rating Schedule (FSRS) and then a Public Protection Classification (PPCTM) grade is assigned to the community.

ISO is an independent company that serves insurance companies, communities, fire departments, insurance regulators and others by providing information about risk. ISO analyzes the relevant data and assigns a PPC grade between 1 and 10. Class 1 represents an exemplary fire suppression program and Class 10 indicates that the area’s fire suppression program doesn’t meet ISO’s minimum criteria. The ratings apply to properties that are within the applicable department’s fire protection service area (FPSA) and that are also within 5 road miles of the fire station.

ISO’s PPC program evaluates communities according to a uniform set of criteria, incorporating nationally recognized standards developed by the National Fire Protection Association and the American Water Works Association. A community’s PPC grade depends on factors such as needed fire flows, emergency communications, fire department capability and water supply. The evaluation of the fire department includes items such as apparatus, equipment, staffing, training, operational considerations and community risk reduction. Because we have no paid on-duty staff, we receive no points towards on-duty personnel and our average number of responding firefighters is divided by 3 in the ISO algorithm to account for the time it takes volunteers to respond to the station.

As part of the inspection, a substantial amount of paperwork must be completed, records are gathered and equipment is inspected. To prepare for this process a committee of 9 department members was formed by our volunteers. The committee spent numerous volunteer hours preparing for this inspection.

ISO has evaluated and classified over 46,000 fire protection areas across the United States. The previous inspection for the Wapello Fire Protection Service Area was completed in 2011 when we received a PPC rating of 6. On August 27, 2018, ISO released their final report and associated PPC rating for the Wapello Fire Protection Service Area which showed that our PPC rating had improved to 4. To put this rating into perspective, according to ISO, there are only 5,335 fire protection areas nationwide with a score better than 4. Of the 1,715 FPSA scores in Iowa, only 53 fire departments have a rating better than 4. Only one department in the state has a PPC score of 1.

According to ISO, the Public Protection Classification Program (PPC) plays an important role in the underwriting process at insurance companies. In fact, most U.S. insurers, including the largest ones, use PPC information as part of their decision-making process when deciding what business to write, coverages to offer or prices to charge for personal or commercial property insurance. In general, the price of fire insurance in a community with a good PPC is substantially lower than in a community with a poor PPC, assuming all other factors are equal.

Wapello Fire and Rescue is happy with the outcome of this audit and will continue to work hard for the area we serve. The new PPC ranking becomes effective December 1, 2018.

120 entries in the News

120 entries in the News


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